Types of Merchants That Use Subscription (Recurring) Payments

Subscription (recurring) payments are widely used by businesses that offer ongoing services or products. These merchants rely on recurring billing to ensure steady revenue while providing convenience to customers. Some common types of businesses that use this model include:

1. Streaming Services & Digital Subscriptions

• Netflix, Spotify, and Disney+ use recurring payments to charge customers monthly or annually for access to digital content like movies, music, and TV shows.
• Online news platforms (e.g., The New York Times, The Wall Street Journal) offer paid subscriptions for premium articles.

2. Software as a Service (SaaS) Providers

• Businesses like Microsoft 365, Adobe Creative Cloud, and Zoom charge users on a recurring basis for access to cloud-based software and tools.
• Web hosting services (e.g., GoDaddy, Bluehost) bill customers monthly or annually for website hosting.

3. E-Commerce Subscription Boxes

• Companies like Birchbox, HelloFresh, and Dollar Shave Club offer monthly deliveries of beauty products, meals, or grooming supplies.
• Pet supply services (e.g., BarkBox) provide recurring shipments of pet food, toys, and treats.

4. Health & Wellness Services

• Gyms and fitness centers like Planet Fitness and Peloton use membership subscriptions.
• Telehealth and online therapy services charge recurring fees for ongoing medical or mental health consultations.

5. Education & Online Learning Platforms

• Platforms like Coursera, Udemy, and MasterClass offer monthly or annual subscriptions for courses and training programs.
• Language learning apps (e.g., Duolingo, Babbel) use subscriptions for premium content.

6. Membership-Based Businesses

• Professional organizations, trade associations, and business networking groups charge recurring membership fees.
• Exclusive clubs and coworking spaces use subscription models for access to their facilities and services.

7. Utility & Telecommunications Services

• Internet, cable, and mobile phone providers bill customers on a recurring basis for services like data, calls, and TV subscriptions.
• Electricity and water providers may use automatic recurring payments for convenience.

8. Financial & Insurance Services

• Subscription-based credit monitoring services like Experian and Equifax charge recurring fees for financial protection.
• Health, life, and auto insurance providers collect monthly or yearly premium payments.

9. Gaming & Entertainment Services

• Xbox Game Pass, PlayStation Plus, and Apple Arcade offer subscription models for accessing a library of games.
• Online casinos and betting platforms may charge recurring fees for premium access or VIP memberships.

10. Charitable Donations & Crowdfunding

• Nonprofits and charities use recurring donation models (e.g., WWF, UNICEF) to receive regular contributions from supporters.
• Platforms like Patreon allow content creators to receive monthly payments from subscribers.